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Intro

Visions Federal Credit Union gives a special thanks to our educators who work all year round to prepare the next generation.

Your selfless dedication to improving young lives in our communities inspires us. We share your commitment to the community and appreciate the opportunity to be a partner in your personal finances and professional teaching.

Your work in the classroom forms a foundation for bright futures.

We want to give you the tools for financial stability so that you can strengthen students and families. Visions loves educators and we’re proud to offer these premium financial products and services to you as an educator and a member.

Tap into your home’s value for a convenient, flexible source of funds – with no closing costs!

Apply now and you could pay no closing costs if you open a new Home Equity Line of Credit (HELOC) with an initial advance of $25,000 or more in new money.

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If you’re thinking of making a switch to become a Visions member – and need a safe, convenient place to keep your money – Visions wants to make the decision a bit easier. Join Visions between February 12th and June 30th, and when you open a checking account with qualifying direct deposits, you could earn an up-to-$500 cash bonus*.

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With only a $500 minimum deposit, this new-money-only special will lock you into an excellent 4.50% APY* rate for an entire year’s worth of savings and dividend build-up. It can even be taken out as an IRA!

This offer is only available until June 30th, so don’t wait!

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At Visions, we believe that the money you’ve worked for should earn more. We also believe that you should have access to your funds when you need them. That’s where a Flex Money Market comes in. For a limited time and to celebrate our 60th anniversary, you could earn a great 3.60% APY.

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Visions Loves Educators Classroom Project Fund.

Visions loves educators for all the passion they put into their jobs.

We also understand that most put a lot of their own money into their classrooms. In fact, it’s estimated that educators pay an average of about $450 out-of-pocket for items not covered by the school budget.

 

That’s why we created the Visions Loves Educators Classroom Funding Program.

Visions will award full funding, up to $500, for projects submitted by full-time educators at the preschool, elementary, middle, and high school levels. Our educators give so much to their kids and our communities. This is just one small way we can give back to them.

 

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Visions loves all educators! But, only members in the communities we serve are eligible at this time.

Submission Guidelines

Qualifying Cities/Counties for Grant or Award Program Submissions

New York

  • Broome
  • Cayuga
  • Chemung
  • Chenango
  • Cortland
  • Delaware
  • Madison
  • Monroe
  • Onondaga
  • Otsego
  • Schuyler
  • Steuben
  • Tioga
  • Tompkins

Pennsylvania

  • Berks
  • Bradford
  • Lehigh
  • Northampton
  • Susquehanna

New Jersey

  • Bergen
  • Essex
  • Morris
  • Passaic
  • Sussex
  • Warren

Over $100,000

invested in our classrooms in 2023!

Project Submission Guidelines

Here are examples of projects that Visions is looking to support and those projects that most likely will not be funded:

DO Submit

  • Materials that supplement/support your curriculum
  • Sustainability – can be used for years to come
  • Technology
  • STEAM programs
  • Special needs programs
  • Distance Learning Aids

DO NOT Submit

  • Furniture
  • Capital Expenditures
  • Building Improvements
  • Extracurricular clubs & activities
  • Field trips
  • Subscriptions (magazines, educational tools, etc.)
  • Guest speakers
  • Plants
  • Food
  • Animals

Apply Now

Please note that all projects that are funded by the Visions Loves Educators Classroom Funding Program are to become the property of the school/classroom, not the individual who is submitting for funding. We will accept only one (1) submission per educator, per school year, so submit your best project. All submissions are reviewed. The grants are awarded based on merit and available funding.

Visions Also Recognizes Educators with Educator of the Year!

Educator of the Year

Visions honors educators who go above and beyond to support their classrooms and communities. Each recipient is awarded $2,000 as a token of our appreciation and a special celebration with their school. Now is the time to recognize the educator you think is the most deserving. And don’t forget to look in the mirror. That educator might be you!

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Apply Now
Project Education

Committed to Our Communities

Visions has committed $1 million to the New Jersey Education Association (NJEA). The grant is to be used for the benefit of the NJEA members and their students. The grant will be payable over the next 10 years starting in 2021. The NJEA represents over 200,000 active and retired public school educators and support professionals. NJEA is a diverse, democratic organization working to create an optimal environment to achieve excellence in public education in New Jersey.

Visions Resources

Financial Wellness

Our Financial Coaches can help craft a personal game plan, giving you a path to financial wellness. Whether you’re a Visions member or not, you can sit down with a Coach eager to listen to your unique situation and help.

Skip-A-Payment

Take a summer, holiday or any day, break from your bills with our Skip-a-Payment program. Members can skip eligible payments on select loan types at a time of their choosing.

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Debt Consolidation

Low interest rates and convenient payment options – that’s what you can expect with a personal loan from Visions. We make it easy to consolidate high-interest debt into a single affordable payment. We can even help you consolidate your student loans. Ask us how!